{"id":4821,"date":"2025-04-24T16:10:59","date_gmt":"2025-04-24T07:10:59","guid":{"rendered":"https:\/\/www.waseda.jp\/fcom\/riba\/?p=4821"},"modified":"2025-04-24T16:42:46","modified_gmt":"2025-04-24T07:42:46","slug":"2025%e5%b9%b45%e6%9c%8819%e6%97%a5%e6%9c%88-%e3%81%ab%e7%94%a3%e7%a0%94%e8%ac%9b%e6%bc%94%e4%bc%9a%e3%80%8cwaseda-organizational-and-financial-economics-seminar%ef%bc%9athe-echoes-of-muted-political","status":"publish","type":"post","link":"https:\/\/www.waseda.jp\/fcom\/riba\/news\/4821","title":{"rendered":"2025\u5e745\u670819\u65e5(\u6708) \u306b\u7523\u7814\u8b1b\u6f14\u4f1a\u300cWaseda Organizational and Financial Economics Seminar \u3000Wall of Main Bank: Bank Megamerger and Lending Adjustment\u300d\u304c\u958b\u50ac\u3055\u308c\u307e\u3059\u3002"},"content":{"rendered":"<h3 style=\"text-align: left;\">\u300cWaseda Organizational and Financial Economics Seminar<br \/>\nWall of Main Bank: Bank Megamerger and Lending Adjustment\u300d<\/h3>\n<div class=\"table-wrapper\"><table class=\"table table-colored-tbhd\" style=\"width: 100%; height: 298px;\" width=\"100%\">\n<tbody>\n<tr style=\"height: 24px;\">\n<th style=\"width: 19.397%; height: 24px;\" width=\"20%\">\u65e5\u6642<\/th>\n<td style=\"width: 80.163%; height: 24px;\">2025\u5e745\u670819\u65e5\uff08\u6708\uff0913:10\uff5e14:50<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<th style=\"width: 19.397%; height: 24px;\" width=\"20%\">\u958b\u50ac\u65b9\u6cd5<\/th>\n<td style=\"width: 80.163%; height: 24px;\">\u2460\u5bfe\u9762 \uff0a11\u53f7\u9928504\u6559\u5ba4\u306b\u304a\u8d8a\u3057\u304f\u3060\u3055\u3044\u3002<br \/>\n\u2461Zoom\uff0a\u304a\u7533\u8fbc\u307f\u5b8c\u4e86\u306e\u81ea\u52d5\u8fd4\u4fe1\u30e1\u30fc\u30eb\u306b\u3066\u3001\u53c2\u52a0\u7528URL\u3092\u304a\u77e5\u3089\u305b\u3044\u305f\u3057\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<th style=\"width: 19.397%; height: 24px;\" width=\"20%\">\u5bfe\u8c61<\/th>\n<td style=\"width: 80.163%; height: 24px;\">\u5b66\u751f\u30fb\u6559\u8077\u54e1\u30fb\u4e00\u822c<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<th style=\"width: 19.397%; height: 24px;\" width=\"20%\">\u8b1b\u6f14\u8005<\/th>\n<td style=\"width: 80.163%; height: 24px;\">\u4eca\u4ec1\u3000\u88d5\u8f14 \u6c0f<br \/>\n\uff08\u9577\u5d0e\u5927\u5b66\u3000\u7d4c\u6e08\u5b66\u90e8\u3000\u52a9\u6559\uff09<\/td>\n<\/tr>\n<tr style=\"height: 130px;\">\n<th style=\"width: 19.397%; height: 130px;\">\u8981\u65e8<\/th>\n<td style=\"width: 80.163%; height: 130px;\">In a financial system where the bank loan share ranking in a firm\u2019s borrowing portfolio holds strategic importance, changes in ranking due to bank mergers can incur additional costs for firms and banks. Using a large megabank merger in the 2000s, we find that the merged bank adjusts lending volume downward after the merger to avoid being top loan share ranking. Based on this finding, we employ a fuzzy bunching estimator to quantify the net adjustment costs, reaching up to 8.2% of the profit on the margin. Our results reveal a new mechanism by which bank mergers generate costs and who bears those costs.<\/td>\n<\/tr>\n<tr>\n<th style=\"width: 19.397%;\">\u4e16\u8a71\u4eba<\/th>\n<td style=\"width: 80.163%;\">\u5bae\u5cf6\u3000\u82f1\u662d \uff08\u65e9\u7a32\u7530\u5927\u5b66\u5546\u5b66\u5b66\u8853\u9662 \u6559\u6388\uff09<\/td>\n<\/tr>\n<tr style=\"height: 72px;\">\n<th style=\"width: 19.397%; height: 24px;\" width=\"20%\">\u53c2\u52a0\u7533\u3057\u8fbc\u307f\u65b9\u6cd5<\/th>\n<td style=\"width: 80.163%; height: 24px;\">\u53c2\u52a0\u306f<a href=\"https:\/\/my.waseda.jp\/application\/noauth\/application-detail-noauth?param=9Ih3BinetmZ6hho6gOj9kQ\" target=\"_blank\" rel=\"noopener\">\u3053\u3061\u3089<\/a>\u304b\u3089\u304a\u7533\u8fbc\u307f\u304f\u3060\u3055\u3044\u3002\u203b5\u670815\u65e5\uff08\u6728\uff0917:00\u7de0\u5207<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<th style=\"width: 19.397%; height: 24px;\">\u305d\u306e\u4ed6<\/th>\n<td style=\"width: 80.163%; height: 24px;\">\u65e9\u7a32\u7530\u5927\u5b66\u5546\u5b66\u90e8\u30fb\u7523\u696d\u7d4c\u55b6\u7814\u7a76\u6240\u30fb\u8c37\u5ddd\u5be7\u5f66\u5206\u79d1\u4f1a<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u300cWaseda Organizational and Financial Economics Seminar Wall of Main Bank: Bank Megamerger and Lending Adjustme [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[24],"class_list":["post-4821","post","type-post","status-publish","format-standard","hentry","category-news","tag-events"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/posts\/4821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/comments?post=4821"}],"version-history":[{"count":2,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/posts\/4821\/revisions"}],"predecessor-version":[{"id":4826,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/posts\/4821\/revisions\/4826"}],"wp:attachment":[{"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/media?parent=4821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/categories?post=4821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.waseda.jp\/fcom\/riba\/wp-json\/wp\/v2\/tags?post=4821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}